STEPS TO HOMEOWNERSHIP
Step 1
Buying a new home? Step one, are you ready to buy? Evaluate your readiness to purchase by reviewing your credit and budget. Need help? No problem. Get help from a homeownership counselor today by attending a homebuyer education workshop or counseling session. You only mortgage once, so get help now.
STEP 2
Find the right mortgage to fit your needs. New Hampshire Housing offers targeted loan products that may provide you with low down payment requirements, cash for downpayment and closing costs and low- and no-mortgage insurance options. We also offer the exclusive Homebuyer Tax Credit, which may allow you to reduce your federal taxes by up to $2,000 per year. Learn more about New Hampshire Housing’s program now.
Step 3
Finding the right lender will get you the right mortgage. Find your perfect lender by working with one of our Participating Lenders on your home purchase.
Step 4
While the steps to homeownership may seem complicated, they are not. Assessing your readiness to purchase, researching the right mortgage loan products and choosing the perfect lender are all steps to finding the prefect home. Now that you are ready, find your home!