Homeownership Library

Becoming a Homeowner Study Guide is a print version of our online homeownership course. Use this guide to help you prepare for homeownership!

If you’re experiencing a hardship, you might be wonderingwhat bills to pay and if you can still afford your home. This booklet provides you with practical guidance on whatto expect, and what choices you may have when you’rehaving trouble paying your mortgage.

Participating Lender List

With the Home Flex purchase rehab loan program, a homebuyer can roll into the purchase of their new home, up to $35,000 in additional funds to cover costs of needed repairs. This course is required to participate in the program.

Realizing the Dream offers you a step-by-step guide to home ownership. All of the considerations you must make are detailed and the home-buying process is thoroughly mapped out for you. If you are considering buying a home, this is a valuable resource.

This workbook is a useful, and sometimes required resource. It helps walk you through the house-buying process by detailing everything you should know. Use this Homeownership Plan Workbook as an informative familyexercise to help you understand where you are, what you want in a home, and the steps it takes to get there.

This brochure gives a detailed description of the harmfulness of lead in the home, how it enters the body, health effects, and how you can protect your family.

A quick reference for the process of buying a home, written in a helpful step-by-step format.

A resource guide for new homeowners.

If you have questions about the Homebuyer Tax Credit, you will find the answers here. This brochure details what the Homebuyers Tax Credit is, how it works and how to apply for it.

Here is a simple explanation which may help more people who could benefit from our Single Family Mortgage Program.

A valuable resource for home buyers seeking home inspections, details what you should look for, questions you should ask and what to expect.

This document explains the importance of having a Home Inspection prior to purchase.

Fact Sheet: Income Limits

This brochure is a useful resource for people interested in removing lead from their homes.

Offered by U.S. Department of Housing and Urban Development, you will find a detailed explanation of the Fair Housing Act, what is covered, what is prohibited and how to file a complaint.

What is predatory lending? And how can you avoid it? Find out here, in this very informative brochure that also lists the agencies you can contact if you feel you have been treated unfairly.