Lender Notices & News

2025

May, 23, 2025 - New Income Limits for NH Housing Mortgage Programs
March 19, 2025 - NH Housing Staff Updates

2024

December 20, 2024 - NH Housing Staff Updates
October 23, 2024 - Participating Originator Training for Purchase Rehab Program
October 22, 2024 - Purchase Rehabilitation Program Updates
October 1, 2024 - MCC Program End Effective 12/13/24
September 10, 2024 - Selling Guide Updates Effective 9/10/24
August 14, 2024 - Water Test Overlay Update
August 12, 2024 - Cash Assistance Funds Request Update
July 16, 2024 - Updates to NH Housing Downpayment Assistance Programs
June 13, 2024 - Selling Guide Updates Effective 6/13/24
May 23, 2024 - New Income Limits for NH Housing Mortgage Programs! Effective June 14, 2024
April 16, 2024 - 2024 Tax Escrow Payment Reminder
March 14, 2024 - Participating Originator Fee Change Notice
March 7, 2024 - MRB Program Forms Update Notice
February 1, 2024 - Home First Conventional 80% AMI and Under is Live
January 18, 2024 - Home First Conventional under 80% AMI announcement

2023

November 21, 2023 - Home First (Con) Buydowns Coming December 1, 2023
September 28, 2023 - Important Participating Originator Channel Changes
September 18, 2023 - 2023 Year-End escrow Payments
August 28, 2023 - Important Program Change Reminders
August 21, 2023 - Online Homebuyer Education Course Technical Issues
August 9, 2023 - Home Preferred BPMI Program to be Sunset
August 1, 2023 - NH Housing Selling Guide Update with Comprehensive Revisions
July 21, 2023 - NH Housing offers new Home First Conventional (MRB) Program
July 19, 2023 - Mandatory Participating Originator Training for TPO Connect
June 13, 2023 - Closed Loan Audits
May 30, 2023 - Updated Income and Purchase Price Limits
May 19, 2023 - New Program for First Generation Homebuyers!
March 13, 2023 – Reduction of Federal Housing Administration Annual Mortgage Insurance Premium Rates
March 9, 2023 – Home First Plus Cash Assistance Mortgage Option Improvements
March 9, 2023 – Rate Buydowns Now Available!
March 1, 2023 – NH Housing Staff Changes
February 16, 2023 – Home First Income Calculation Worksheet
February 7, 2023 – New Fannie Mae Required Form
January 12, 2023 – Home First Recapture Notification and Borrower(s) Affidavit
January 6, 2023 – Home Preferred Reservations in Lender Online

2022

Updates, Policies, & Reminders

December 19, 2022 – Homebuyer Tax Credit (MCC) Lender’s Information Return – IRS Form 8329
December 16, 2022 – New Website Testing
November 7, 2022 – Home First and Home First Plus Required Documents
November 4, 2022 – Home Flex Plus 2% Program Suspended
October 11, 2022 – Home First and Home First Plus Now Available
October 6, 2022 – Home First and Home First Plus
September 19, 2022 – 2022 Year End Escrow Payments
August 1, 2022 – NH Housing Funding Delay
July 22, 2022 – 1% Cash Assistance is Now Available
July 6, 2022 –Lender Notice – 3% CA is Back!
July 5, 2022 –Lender Notice – Fannie Mae 2022 AMI Limits
May 31, 2022 – Homebuyer Tax Credit (Mortgage Credit Certificate or MCC) Income and Purchase Limit Changes
May 31, 2022 – Program Income Limit Changes
April 27, 2022 – Home Preferred Plus 2% Program
March 23, 2022 – Homebuyer Tax Credit (MCC) Forms in Lender Online
March 14, 2022 – Loan Submission Requirement: Assignment of Mortgage
March 8, 2022 – Loans Closed on MERS Documents
March 7, 2022 – MISMO 3.4 Files
February 23, 2022 – Cash Assistance Mortgage Program Disclosure
February 16, 2022 – Home Preferred Borrower Paid MI
February 15, 2022 – Fannie Mae Interest Rates
February 15, 2022 – Staff Update Re New Managing Director Julie Jussif
February 14, 2022 – MCC Lenders IRS Form 8329
January 7, 2022 – Staff Update Re Ignatius MacLellan
January 4, 2022 – Quality Control Findings

2021

Updates, Policies, & Reminders

December 15, 2021 – Homebuyer Tax Credit (Mortgage Credit Certificate or MCC) Revised Income Standard Change
October 26, 2021 – Voucher Assisted Mortgage Option (VAMO) Program
October 21, 2021 – Fannie Mae FICO Score
October 14, 2021 – Homeownership Questions on Federal Guidelines
October 13, 2021 – Borrower with Connection to Marijuana-Based Business
September 8, 2021 – 2021-2022 Fellows Program
September 1, 2021 – Right to Know Law
August 24, 2021- Loan Submissions
July 16, 2021 – Impact of Forbearance on New Hampshire Housing Loans Verification of Employment
July 16, 2021 – Impact of Forbearance on New Hampshire Housing Loans
June 26, 2021 – Fee Change
June 21, 2021 – Lender Online Demographic
May 18, 2021 – MCC Tax Return Requirement
May 14, 2021 – Home Preferred MH ROC Forms – Updated
April 28, 2021 – Program Income Limit Change
April 28, 2021 – Income & Purchase Price Limit Changes
April 15, 2021 – Escrow Payments
April 12, 2021 – Staffing Changes
April 6, 2021 – Minimum Loan Requirement Policy
March 31, 2021 – New Reports Requirement
March 8, 2021 – New URLA File Format
March 8, 2021 – Mortgage Credit Certificate
February 22, 2021 – Homebuyer Tax Credit Issuance Fee Reminder
February 22, 2021 – IRS Form 4506-C Request for Transcript of Tax Return
February 8, 2021 – Payoff Statement Requests
January 29, 2021 – Property Tax Escrows with Exemptions on Closed Loans
January 22, 2021 – Refinancing Options
January 20, 2021 – Fannie Mae AUS Reminder

2020

Updates, Policies, & Reminders

December 31, 2020 – Home Preferred Over 80% AMI and Home Preferred Plus 4% Programs Now Available
December 30, 2020 – Homebuyer Education and Counseling Policy for all Home Flex and Home Preferred Programs
December 7,2020 – Free Homebuyer Tax Credit Ends December 31, 2020
November 17, 2020 – Underwriting Timelines
November 4, 2020 – MCC Form Updates
September 30, 2020 – Forbearance Impact Update
September 30, 2020 – Appraisal Fee Increase
September 25, 2020 – 2020 Escrow Payments
September 22, 2020 - Free MCC Extended Until December 31, 2020
September 17, 2020 - New Rate for Home Flex Plus 4% Cash Assistance
August 14, 2020 – Final Documents Report
July 10, 2020 – Trailing Documents Policy
Trailing Documents Policy Training Webinar
July 9, 2020 – Trailing Documents Policy
June 15, 2020 – NH Homeready Comparison 2019-2020
June 15, 2020 – NH Homeready Income Eligibility Lookup
June 10, 2020 – Home Preferred Programs Have Been Reopened
June 4, 2020 – Home Start Homebuyer Tax Credit (MCC)
May 27, 2020 – Missing Documents for Home Flex Loans
May 21, 2020 – Home Flex Program Limit Change
May 20, 2020 – Update Impact of Forbearance on New Hampshire Housing Loans
May 18, 2020 – Update Impact of Forbearance on New Hampshire Housing Loans
April 24, 2020 – Update Impact of Forbearance on New Hampshire Housing Loans
April 22, 2020 – Escrow Payments
April 20, 2020 – Impact of Forbearance on New Hampshire Housing Loans (Updated April 24,2020)
April 16, 2020 – Forbearance and Borrower Ability to Repay Lender Certification – Required
April 14, 2020 – New Hampshire Housing Employment and Income Borrower(s) Affidavit – Recommended (April 14, 2020)
April 14, 2020 – Common Missing Items to Help Ensure Prompt Loan Purchase – Attachment C (April 14, 2020)
April 8, 2020 – Home Preferred Program Suspended, Home Flex Temporary Overlays, COVID-19 Agency Updates, CARES ACT Forbearance
March 30, 2020 – Home Flex with 3% Cash Assistance is Now Taking Reservations
March 26, 2020 - – Loan Reservations Open for Certain Programs
March 23, 2020 – Lender Online Functions
March 20, 2020 - – Mortgage Reservations Suspended
March 20, 2020 - – Lender Notice
March 19, 2020 – Reservations Suspended
March 5, 2020 – New Hampshire Housing Rates
February 28, 2020 – Participating Originator Notice
February 20, 2020 – Important News! Free MCC! Limited Time Offer
February 19, 2020 – Manufactured Homes Data Requirements
February 18, 2020 – Home Flex Rehabilitation Changes
January 30, 2020 – Post Closing Items
January 10, 2020 - Non-Borrower Owner Policy Update

2019

Updates, Policies, & Reminders

November 15, 2019 - Loan Servicing Update: Post-Closing Adjustments
October 8, 2019 - Escrow Payments
October 1, 2019 – Mortgage Credit Certificate News
September 30, 2019 – RD Max Rate Removal / USDA Final Rule Notice – Single Close Construction, Elimination of Interest Rate Cap
September 3, 2019 – Home Preferred Program Changes
August 1, 2019 – Fannie Mae Changes Coming in September
July 25, 2019 – New Hampshire Housing’s Home Preferred: Better for Your HomeReady Borrowers
July 22, 2019 – New Hampshire Housing is Ready for Your Conventional Borrowers!
July 12, 2019 – New Documents Required for All Cash Assistance Loans
July 3, 2019 – Follow Up to FHA Mortgagee Letter 19-06
July 3, 2019 – Private Flood Insurance Policies Mandatory Language
June 17, 2019 - Borrowers with Marijuana Income
June 14, 2019 – HB 740 Update – Cash Assistance Mortgage and the Banking Department
June 10, 2019 - Fellowship Program, Class of 2020
May 24, 2019 - Income Limits for Loan Programs, Including Income and Purchase Price Limits for HomeStart Homebuyer Tax Credit (MCC)
May 22, 2019 - Lender Online Portal Is Being Replaced
May 17, 2019 – Home Flex Plus Rate Notice: 4.990%
May 9, 2019 – Upcoming Lender Online Portal Training
May 8, 2019 – HOPE 3 Income Limits Update
April 25, 2019 – FHA Mortgagee Letter 2019-06 Postponed for 90 Days
April 22, 2019 – Tax Return Requirement
April 22, 2019 – Update: FHA Mortgagee Letter 19-06 on Cash Assistance
April 19, 2019 – FHA Mortgagee Letter 19-06
March 13, 2019 - Rate Notice: 5.25%
March 12, 2019 - Refinance Daily Rates Posting
February 28, 2019 - USDA RD 203KRehab Loan- Clarification
February 27, 2019 – Save Your Borrowers Thousands
February 21, 2019 – Downpayment Assistance – NHHFA Is Your Known and Trusted Source
February 11, 2019 - USDA RD Rehabilitation Loan Changes
February 11, 2019 - Lender Online Reservation Loan System
February 1, 2019 - Cash Assistance Mortgage Policy
January 25, 2019 – Home Preferred Program Changes
January 4, 2019 - Government Shutdown

2018

Updates, Policies, & Reminders

December 20, 2018 – Home Preferred Cash with Assistance and New Home Preferred Income Limits
December 19, 2018 - One Loan per Borrower
November 15, 2018 - Lender Online New Login Process
November 15, 2018 – Banking Department Update and Cash Assistance Mortgage Information
October 10, 2018 – Lender Online and VirPack Offline
September 28, 2018 - Escrow Payments
September 12, 2018 – Pre-Approval Policy and Procedures
August 23, 2018 - Information Notice to County Registries of Deeds
August 23, 2018 - Lender Online Security Update
August 10, 2018 - Lender Notice: IRS Tax Transcripts
August 10, 2018 – Lender Notice: VirPack Document Delivery Portal Update and Instruction Guide.
July 26, 2018 – Lender Notice on Home Flex Plus
June 15, 2018 – Updated Cash Assistance Policy
June 15, 2018 – Cash Assistance Program Changes effective 7/16/18 – Lender Notice, Program
June 15, 2018 – Updated Cash Assistance Policy
May 31, 2018 - Income Limit Change
May 31, 2018 – MCC Income and Purchase Price Change
April 25, 2018 - Lender Online
April 10, 2018 – Future Change in Home Flex
February 23, 2018 – MCC Update
February 16,2018 – Thank you to our partners
February 2, 2018 - Delivery of Legal Documents and Compliance Policy
January 24, 2018 - Change to Allonge/Endorsement on the Note
January 12, 2018 – Home Preferred Program Update

Archived

Updates, Policies, & Reminders

August 19, 2015 – Homebuyer Tax Credit (HBTC) Variance for Adjustable Rate Mortgages