Loan Product Comparison Calculator

Use this calculator to learn which New Hampshire Housing program best fits your need. Download or email your Participating Lender the results.

Now let’s see how these loan products compare when put against your own financial situation. The loan details below will be updated as you change the purchase price, property tax, and insurance.

SELECT TOWN DID YOU KNOW? Property tax is different for every town. Click the button above to get the previous year's tax rate for where the property is located.
Loan Details
First
First Plus 10k
First Conventional Plus 15k
Preferred
Loan Amount
First
First Plus 10k
First Conventional Plus 15k
Preferred
Interest Rate
as of August 14, 2025
First
First Plus 10k
First Conventional Plus 15k
Preferred
Monthly Mortgage Payment (Principal + Interest)
First
First Plus 10k
First Conventional Plus 15k
Preferred
Monthly PITI
( Principal, Interest, Taxes, Insurance )
First
First Plus 10k
First Conventional Plus 15k
Preferred
Downpayment
First
First Plus 10k
First Conventional Plus 15k
Preferred
Required Cash
from Borrower
First
First Plus 10k
First Conventional Plus 15k
Preferred
Cash Assistance Provided
First
First Plus 10k
First Conventional Plus 15k
Preferred
Mortgage Insurance
First
First Plus 10k
First Conventional Plus 15k
Preferred
Upfront Mortgage Insurance
First
First Plus 10k
First Conventional Plus 15k
Preferred
Annual Mortgage Insurance
First
First Plus 10k
First Conventional Plus 15k
Preferred
Mortgage Summary
First
First Plus 10k
First Conventional Plus 15k
Preferred
Total Mortgage Credit Certificate Benefit
First
First Plus 10k
First Conventional Plus 15k
Preferred
Total Interest Paid
First
First Plus 10k
First Conventional Plus 15k
Preferred
Total Mortgage Insurance Paid
First
First Plus 10k
First Conventional Plus 15k
Preferred
First First Plus 10k First Conventional Plus 15k Preferred
Loan Details
Loan Amount
Interest Rate
as of August 14, 2025
APR
as of August 14, 2025
6.751% 7.260% 7.535% 7.166%
Monthly Mortgage Payment
(Principal + Interest)
Monthly PITI
Downpayment
Required Cash
from Borrower
Cash Assistance Provided
Mortgage Insurance
Upfront Mortgage Insurance
Annual Mortgage Insurance
Mortgage Summary
Total Mortgage Credit
Certificate Benefit
Total Interest Paid
Total Mortgage
Insurance Paid

DISCLAIMER: Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.