Loan Product Comparison Calculator

Use this calculator to learn which New Hampshire Housing program best fits your need. Download or email your Participating Lender the results.

Now let’s see how these loan products compare when put against your own financial situation. The loan details below will be updated as you change the purchase price, property tax, and insurance.

Property Purchase Price

Property Tax

SELECT TOWN DID YOU KNOW? Property tax is different for every town. Click the button above to get the previous year's tax rate for where the property is located.

Annual Homeowner Insurance

Loan Amount

First

First Plus 10k

First Conventional Plus 15k

Preferred

Interest Rate
as of August 12, 2025

First

First Plus 10k

First Conventional Plus 15k

Preferred

Monthly Mortgage Payment (Principal + Interest)

First

First Plus 10k

First Conventional Plus 15k

Preferred

Monthly PITI
( Principal, Interest, Taxes, Insurance )

First

First Plus 10k

First Conventional Plus 15k

Preferred

Required Cash
from Borrower

First

First Plus 10k

First Conventional Plus 15k

Preferred

Cash Assistance Provided

First

First Plus 10k

First Conventional Plus 15k

Preferred

Upfront Mortgage Insurance

First

First Plus 10k

First Conventional Plus 15k

Preferred

Annual Mortgage Insurance

First

First Plus 10k

First Conventional Plus 15k

Preferred

Mortgage Summary

First

First Plus 10k

First Conventional Plus 15k

Preferred

Total Mortgage Credit Certificate Benefit

First

First Plus 10k

First Conventional Plus 15k

Preferred

Total Interest Paid

First

First Plus 10k

First Conventional Plus 15k

Preferred

Total Mortgage Insurance Paid

First

First Plus 10k

First Conventional Plus 15k

Preferred

	First	First Plus 10k	First Conventional Plus 15k	Preferred
Loan Details
Loan Amount
Interest Rate as of August 12, 2025
APR as of August 12, 2025	6.751%	7.260%	7.535%	7.166%
Monthly Mortgage Payment (Principal + Interest)
Monthly PITI
Downpayment
Required Cash from Borrower
Cash Assistance Provided
Mortgage Insurance
Upfront Mortgage Insurance
Annual Mortgage Insurance
Mortgage Summary
Total Mortgage Credit Certificate Benefit
Total Interest Paid
Total Mortgage Insurance Paid

Enter a town below to use its property tax rate.

NOTE: the information provided here is for the previous year, and may differ from current tax rates. This information is used for estimation purposes only.

Town Name

The property tax rate for this town is

Use This Property Tax Rate

DISCLAIMER: Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.