Manufactured Housing Financing in ROCs
If you’re looking to buy a home in or currently own a home in a qualified New Hampshire Resident-Owned Community (ROC), our Preferred Manufactured Housing ROCs could provide you with affordable conventional financing options, including a low fixed rate, a low downpayment, and low mortgage insurance options.
This program serves borrowers with qualifying incomes up to $176,200.
Currently in New Hampshire there are 13 ROCs that qualify for this program:
- Bayview Village Cooperative, Inc., Dover, NH (Expires 1/23/26)
- Black Bear Village Cooperative, Inc., North Conway, NH (Expired 11/7/25)
- Camp Sargent Road Cooperative, Inc., Merrimack, NH (Expired 12/31/25)
- Elm Brook Village Cooperative, Inc., Hopkinton, NH (Expires 7/31/26)
- Exeter-Hampton Cooperative, Inc., Exeter, NH (Expires 4/17/26)
- Granite Estates Cooperative, Inc., Derry, NH (Expires 1/30/26)
- Lakes Region Mobile Home Park Cooperative, Belmont, NH (Expires 03/20/26)
- Lilac Drive Cooperative, Raymond, NH (Expires 3/01/26)
- Medvil Cooperative, Goffstown, NH (Expires 2/06/26)
- Otarnic Pond Cooperative, Inc. Hudson, NH (Expires 2/12/26)
- Pepperidge Woods Cooperative, Barrington, NH (Expired 11/29/25)
- Seacrest Cooperative, Seabrook, NH (Expires 2/8/26)
- View Point Cooperative, Swanzey, NH (Expires 8/6/26)
IMPORTANT: Loans must be delivered to Fannie Mae by the ROC expiration date. If ROC approval expires within 75 days of the reservation date, please contact a NH Housing Approved Lender to verify ROC eligibility.
Have more questions about the homebuying process?
It’s easy to apply for a New Hampshire Housing mortgage! Simply contact one of our Approved Lenders to find out how.