Rates
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DAILY RATES
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How much can I afford?

You can potentially afford a home up to

$352,865
That would be a monthly mortgage payment of $1,637!
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This is the total of all the recurring monthly expenses (car payments, credit card payment, student loan payments etc.) that you pay each month.
YRS
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DID YOU KNOW? Interest rates vary between the different types of loans.
DID YOU KNOW? You are required to pay private mortgage insurance (PMI) if you pay less than 20% cost as a downpayment.
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DID YOU KNOW? Property tax is different for every town. use the button above to get the previous year's tax rate for where the property is located.
DID YOU KNOW? Homeowners insurance varies depending on various factors such as age and size of the home or value.
Ready for the next steps?

Once you've discovered your borrowing power above, you can then use this budget calculator to see how a mortgage payment might fit into your monthly budget.

Calculate your monthly budget

your current monthly housing cost:

$1,292

your potential monthly housing cost:

$708

All values calculated based on information entered above:

Mortgage Payment $1,250
Monthly Property Taxes $4,000
Monthly Homeowner Insurance $1,000
Utilities $200 Monthly utilities' cost will vary depending on many factors. The amount shown is for estimation purposes only.

that's a potential monthly difference of

+

Have you considered how you will cover this difference in monthly cost? List the sources of income or reduced expenses. Were you able to cover the difference?


Ready for the next steps?
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DISCLAIMER: Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.