Loan Product Comparison Calculator
Use this calculator to learn which New Hampshire Housing program best fits your need. Download or email your Participating Lender the results.
Now let’s see how these loan products compare when put against your own financial situation. The loan details below will be updated as you change the purchase price, property tax, and insurance.
as of July 09, 2025
( Principal, Interest, Taxes, Insurance )
from Borrower
| Home First | Home First Plus 10k | Home First Conventional Plus 15k | Home Preferred | |||||
|---|---|---|---|---|---|---|---|---|
| Loan Details | ||||||||
| Loan Amount | $96,500 | $96,500 | $97,000 | $97,000 | ||||
| Interest Rate as of July 09, 2025 |
6.000% | 6.500% | 7.125% | 6.750% | ||||
| APR as of July 09, 2025 |
6.751% | 7.260% | 7.662% | 7.293% | ||||
| Monthly Mortgage Payment (Principal + Interest) |
$579 | $610 | $654 | $629 | ||||
| Monthly PITI | $873 | $904 | $956 | $931 | ||||
| Downpayment | ||||||||
| Required Cash from Borrower |
$3,500 | $0 | $0 | $3,000 | ||||
| Cash Assistance Provided | $0 | $10,000 | $15,000 | $0 | ||||
| Mortgage Insurance | ||||||||
| Upfront Mortgage Insurance | $1,689 | $1,689 | $0 | $0 | ||||
| Annual Mortgage Insurance | $528 | $528 | $628 | $627 | ||||
| Mortgage Summary | ||||||||
| Total Mortgage Credit Certificate Benefit |
$0 | $0 | $0 | $0 | ||||
| Total Interest Paid | $111,504 | $123,040 | $137,824 | $129,603 | ||||
| Total Mortgage Insurance Paid |
$11,910 | $12,100 | $12,573 | $12,480 | ||||
To download a copy of the calculations on this page, please enter your name and email address below.
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Enter a town below to use its property tax rate.
NOTE: the information provided here is for the previous year, and may differ from current tax rates. This information is used for estimation purposes only.
DISCLAIMER: Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.