Loan Product Comparison Calculator

Use this calculator to learn which New Hampshire Housing program best fits your need. Download or email your Participating Lender the results.

Home First

This program is government-insured, rate-advantaged mortgage option with flexible credit and debt ratio criteria.

Home Flex

This program is government-insured with flexible credit and debt ratio criteria.

Home Flex Plus 2

This program allows for cash assistance toward a downpayment and closing costs. It requires homebuyer education.

Home Preferred

This program offers lower monthly payments with reduced mortgage insurance premiums.

Now let’s see how these loan products compare when put against your own financial situation. The loan details below will be updated as you change the purchase price, property tax, and insurance.

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DID YOU KNOW? Property tax is different for every town. use the button above to get the previous year's tax rate for where the property is located.
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Loan Details
Home First
Home Flex
Home Flex Plus 2
Home Preferred
Loan Amount
Home First
Home Flex
Home Flex Plus 2
Home Preferred
Interest Rate
as of March 20, 2023
Home First
Home Flex
Home Flex Plus 2
Home Preferred
Monthly Mortgage Payment (Principal + Interest)
Home First
Home Flex
Home Flex Plus 2
Home Preferred
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Monthly PITI
( Principal, Interest, Taxes, Insurance )
Home First
Home Flex
Home Flex Plus 2
Home Preferred
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Downpayment
Home First
Home Flex
Home Flex Plus 2
Home Preferred
Required Cash
from Borrower
Home First
Home Flex
Home Flex Plus 2
Home Preferred
Cash Assistance Provided
Home First
Home Flex
Home Flex Plus 2
Home Preferred
Mortgage Insurance
Home First
Home Flex
Home Flex Plus 2
Home Preferred
Upfront Mortgage Insurance
Home First
Home Flex
Home Flex Plus 2
Home Preferred
Annual Mortgage Insurance
Home First
Home Flex
Home Flex Plus 2
Home Preferred
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Mortgage Summary
Home First
Home Flex
Home Flex Plus 2
Home Preferred
Total Mortgage Credit Certificate Benefit
Home First
Home Flex
Home Flex Plus 2
Home Preferred
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Total Interest Paid
Home First
Home Flex
Home Flex Plus 2
Home Preferred
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Total Mortgage Insurance Paid
Home First
Home Flex
Home Flex Plus 2
Home Preferred
Home First Home Flex Home Flex Plus 2 Home Preferred
Loan Details
Loan Amount
Interest Rate
as of March 20, 2023
APR
as of March 20, 2023
6.042% 7.312% 7.821% 6.827%
Monthly Mortgage Payment
(Principal + Interest)
Monthly PITI
Downpayment
Required Cash
from Borrower
Cash Assistance Provided td> td> td> td>
Mortgage Insurance
Upfront Mortgage Insurance
Annual Mortgage Insurance
Mortgage Summary
Total Mortgage Credit
Certificate Benefit
Total Interest Paid
Total Mortgage
Insurance Paid
DISCLAIMER: Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.