Rates
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TODAY'S RATES
Home Flex 2.500%
(3.335% APR)
Home Preferred 2.750%
(3.246% APR)
Home Flex Plus (3% CA) 3.375%
(4.290% APR)
Home Flex Plus (2% CA) 3.125%
(4.023% APR)
Home Preferred ROCs 3.000%
(3.633% APR)
Home Preferred Plus (3% CA) 3.250%
(3.770% APR)
Home Preferred ROCs Plus (3% CA) 3.500%
(4.193% APR)
Home Flex Plus (4% CA) 3.625%
(4.567% APR)
Home Preferred Over 80% AMI 3.125%
(3.669% APR)
Home Preferred Plus (4% CA) 3.500%
(4.034% APR)
Home Preferred Plus (3% CA) Over 80% AMI 4.125%
(4.681% APR)
Home Preferred Plus (4% CA) Over 80% AMI 4.625%
(5.350% APR)
Home Preferred ROCs Over 80% AMI 3.375%
(4.080% APR)
Home Preferred ROCs Plus (3% CA) Over 80% AMI 4.375%
(5.096% APR)
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Loan Product Comparison Calculator

Use this calculator to learn which New Hampshire Housing program best fits your need. Download or email your Participating Lender the results.

Home Flex

This program is government-insured with flexible credit and debt ratio criteria.

Home Flex Plus

This program allows for cash assistance toward a downpayment and closing costs. It requires homebuyer education.

Home Preferred

This program offers lower monthly payments with reduced mortgage insurance premiums.

Home Preferred Plus

This program allows for cash assistance on conventional mortgage programs.

Now let’s see how these loan products compare when put against your own financial situation. The loan details below will be updated as you change the purchase price, property tax, and insurance.

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DID YOU KNOW? Property tax is different for every town. use the button above to get the previous year's tax rate for where the property is located.
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Loan Details
Home Flex
Home Flex Plus
Home Preferred
Home Preferred Plus
Loan Amount
Home Flex
Home Flex Plus
Home Preferred
Home Preferred Plus
Interest Rate
as of January 18, 2021
Home Flex
Home Flex Plus
Home Preferred
Home Preferred Plus
Monthly Mortgage Payment (Principal + Interest)
Home Flex
Home Flex Plus
Home Preferred
Home Preferred Plus
Click to EnlargeTap to Enlarge
Monthly PITI
( Principal, Interest, Taxes, Insurance )
Home Flex
Home Flex Plus
Home Preferred
Home Preferred Plus
Click to EnlargeTap to Enlarge
Downpayment
Home Flex
Home Flex Plus
Home Preferred
Home Preferred Plus
Required Cash
from Borrower
Home Flex
Home Flex Plus
Home Preferred
Home Preferred Plus
Cash Assistance Provided
Home Flex
Home Flex Plus
Home Preferred
Home Preferred Plus
Click to See The
Power of Cash AssistanceTap to See The
Power of Cash Assistance
Mortgage Insurance
Home Flex
Home Flex Plus
Home Preferred
Home Preferred Plus
Upfront Mortgage Insurance
Home Flex
Home Flex Plus
Home Preferred
Home Preferred Plus
Annual Mortgage Insurance
Home Flex
Home Flex Plus
Home Preferred
Home Preferred Plus
Click to EnlargeTap to Enlarge
Mortgage Summary
Home Flex
Home Flex Plus
Home Preferred
Home Preferred Plus
Total Mortgage Credit Certificate Benefit
Home Flex
Home Flex Plus
Home Preferred
Home Preferred Plus
Click to EnlargeTap to Enlarge
Total Interest Paid
Home Flex
Home Flex Plus
Home Preferred
Home Preferred Plus
Click to EnlargeTap to Enlarge
Total Mortgage Insurance Paid
Home Flex
Home Flex Plus
Home Preferred
Home Preferred Plus
Home Flex Home Flex Plus Home Preferred Home Preferred Plus
Loan Details
Loan Amount
Interest Rate
as of January 18, 2021
APR
as of January 18, 2021		 3.335% 4.290% 3.246% 3.770%
Monthly Mortgage Payment
(Principal + Interest)
Monthly PITI
Downpayment
Required Cash
from Borrower
Cash Assistance Provided td> td> td> td>
Mortgage Insurance
Upfront Mortgage Insurance
Annual Mortgage Insurance
Mortgage Summary
Total Mortgage Credit
Certificate Benefit
Total Interest Paid
Total Mortgage
Insurance Paid
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DISCLAIMER: Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.