Rates
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TODAY'S RATES
Home Flex 4.750% (5.806 APR)
Home Preferred 5.000% (5.605 APR)
Home Preferred No MI 5.625% (5.682 APR)
Home Flex Plus (3% CA) 5.500% (6.687 APR)
Home Flex Plus (2% CA) 5.375% (6.493 APR)
Home Preferred ROCs 5.625% (6.434 APR)
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Loan Product Comparison Calculator

Use this calculator to learn which New Hampshire Housing program best fits your need. Download or email your Participating Lender the results.

Home Flex

This program is government-insured with flexible credit and debt ratio criteria.

Home Flex Plus

This program allows for cash assistance toward a downpayment and closing costs. It requires homebuyer education.

Home Preferred

This program offers lower monthly payments with reduced mortgage insurance premiums.

Home Preferred No MI

This program offers lower monthly payments with no mortgage insurance premiums.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Now let’s see how these loan products compare when put against your own financial situation. The loan details below will be updated as you change the purchase price, property tax, and insurance.

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DID YOU KNOW? Property tax is different for every town. use the button above to get the previous year's tax rate for where the property is located.
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Loan Details
Home Flex
Home Flex Plus
Home Preferred
Home Preferred No MI
Loan Amount
Home Flex
Home Flex Plus
Home Preferred
Home Preferred No MI
Interest Rate
as of December 14, 2018
Home Flex
Home Flex Plus
Home Preferred
Home Preferred No MI
Monthly Mortgage Payment (Principal + Interest)
Home Flex
Home Flex Plus
Home Preferred
Home Preferred No MI
Click to EnlargeTap to Enlarge
Monthly PITI
( Principal, Interest, Taxes, Insurance )
Home Flex
Home Flex Plus
Home Preferred
Home Preferred No MI
Click to EnlargeTap to Enlarge
Downpayment
Home Flex
Home Flex Plus
Home Preferred
Home Preferred No MI
Required Cash
from Borrower
Home Flex
Home Flex Plus
Home Preferred
Home Preferred No MI
Cash Assistance Provided
Home Flex
Home Flex Plus
Home Preferred
Home Preferred No MI
Click to See The
Power of Cash AssistanceTap to See The
Power of Cash Assistance
Mortgage Insurance
Home Flex
Home Flex Plus
Home Preferred
Home Preferred No MI
Upfront Mortgage Insurance
Home Flex
Home Flex Plus
Home Preferred
Home Preferred No MI
Annual Mortgage Insurance
Home Flex
Home Flex Plus
Home Preferred
Home Preferred No MI
Click to EnlargeTap to Enlarge
Mortgage Summary
Home Flex
Home Flex Plus
Home Preferred
Home Preferred No MI
Total Mortgage Credit Certificate Benefit
Home Flex
Home Flex Plus
Home Preferred
Home Preferred No MI
Click to EnlargeTap to Enlarge
Total Interest Paid
Home Flex
Home Flex Plus
Home Preferred
Home Preferred No MI
Click to EnlargeTap to Enlarge
Total Mortgage Insurance Paid
Home Flex
Home Flex Plus
Home Preferred
Home Preferred No MI
Home Flex Home Flex Plus Home Preferred Home Preferred No MI
Loan Details
Loan Amount
Interest Rate
as of December 14, 2018
APR
as of December 14, 2018		 5.806% 6.687% 5.605% 5.682%
Monthly Mortgage Payment
(Principal + Interest)
Monthly PITI
Downpayment
Required Cash
from Borrower
Cash Assistance Provided td> td> td> td>
Mortgage Insurance
Upfront Mortgage Insurance
Annual Mortgage Insurance
Mortgage Summary
Total Mortgage Credit
Certificate Benefit
Total Interest Paid
Total Mortgage
Insurance Paid
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DISCLAIMER: Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.