Loan Product Comparison Calculator

Use this calculator to learn which New Hampshire Housing program best fits your need. Download or email your Participating Lender the results.

Home Flex

This program is government-insured with flexible credit and debt ratio criteria.

Home Flex Plus

This program allows for cash assistance toward a downpayment and closing costs. It requires homebuyer education.

Home Preferred

This program offers lower monthly payments with reduced mortgage insurance premiums.

Home Preferred Plus

This program allows for cash assistance on conventional mortgage programs.

Home Preferred Plus

This program allows for cash assistance on conventional mortgage programs.

Now let’s see how these loan products compare when put against your own financial situation. The loan details below will be updated as you change the purchase price, property tax, and insurance.

Change Your
Input Values

Loan Amount

Home Flex

Home Flex Plus

Home Preferred

Home Preferred Plus

Interest Rate
as of July 06, 2022

Home Flex

Home Flex Plus

Home Preferred

Home Preferred Plus

Monthly Mortgage Payment (Principal + Interest)

Home Flex

Home Flex Plus

Home Preferred

Home Preferred Plus

Click to EnlargeTap to Enlarge

Monthly PITI
( Principal, Interest, Taxes, Insurance )

Home Flex

Home Flex Plus

Home Preferred

Home Preferred Plus

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Required Cash
from Borrower

Home Flex

Home Flex Plus

Home Preferred

Home Preferred Plus

Cash Assistance Provided

Home Flex

Home Flex Plus

Home Preferred

Home Preferred Plus

Upfront Mortgage Insurance

Home Flex

Home Flex Plus

Home Preferred

Home Preferred Plus

Annual Mortgage Insurance

Home Flex

Home Flex Plus

Home Preferred

Home Preferred Plus

Click to EnlargeTap to Enlarge

Mortgage Summary

Home Flex

Home Flex Plus

Home Preferred

Home Preferred Plus

Total Mortgage Credit Certificate Benefit

Home Flex

Home Flex Plus

Home Preferred

Home Preferred Plus

Click to EnlargeTap to Enlarge

Total Interest Paid

Home Flex

Home Flex Plus

Home Preferred

Home Preferred Plus

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Total Mortgage Insurance Paid

Home Flex

Home Flex Plus

Home Preferred

Home Preferred Plus

	Home Flex	Home Flex Plus	Home Preferred	Home Preferred Plus	Home Preferred Plus
Loan Details
Loan Amount
Interest Rate as of July 06, 2022
APR as of July 06, 2022	6.583%	0.00%	6.232%	7.117%	0.00%
Monthly Mortgage Payment (Principal + Interest)
Monthly PITI
Downpayment
Required Cash from Borrower
Cash Assistance Provided	td>	td>	td>	td>	td>
Mortgage Insurance
Upfront Mortgage Insurance
Annual Mortgage Insurance
Mortgage Summary
Total Mortgage Credit Certificate Benefit
Total Interest Paid
Total Mortgage Insurance Paid

Enter a town below to use its property tax rate.
NOTE: the information provided here is for the previous year, and may differ from current tax rates. This information is used for estimation purposes only.

Town Name

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DISCLAIMER: Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Now let’s see how these loan products compare when put against your own financial situation. The loan details below will be updated as you change the purchase price, property tax, and insurance.

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The Power of Cash Assistance