Homeownership Programs


New Hampshire Housing does offer refinancing options.  For information about our refinancing programs, please see Refinancing Page

Emergency Home Repair Loan

If you currently have a New Hampshire Housing mortgage and experience a repair emergency that is not covered by homeowners insurance, you may qualify for our Emergency Home Repair Loan (EHRL).

To qualify:

  • You must have a New Hampshire Housing mortgage.
  • There must be an emergency or other event that occurred in your home that was not covered by insurance and now affects the livability of your home.

Benefit of this program:

  • You may qualify for up to $25,000, at an affordable interest rate, for up to a 15 year term, to handle a serious emergency.

For more information about this program, contact us directly at 1-800-649-0470 or e-mail us.

HomeHelpNH - Counseling for At-Risk Homeowners

If you are in need of foreclosure or default counseling, please contact one of the experience Homeownership Advisors found at www.HomeHelpNH.org

HomeHelpNH is statewide network of free, independent counselors who can provide borrowers with professional pre- and post-foreclosure counseling services. 

For more information, go to www.HomeHelpNH.org or dial 2-1-1 on your touch tone phone.